Creating a Household Budget for Short-Term Savings
Short-term savings goals could be as simple as putting aside funds for a special purchase or saving for a much-needed...
Debt Management Programs: Pros and Cons
Credit can be a wonderful thing. For example, credit cards are safer and more convenient than carrying cash, particularly when...
7 Ideas for Personal Budget Tracking
At the end of the month, if you find yourself digging for coins at the bottom of your purse or...
When Your Budget Doesn't Cut It: Early Withdrawals from Retirement Savings Plans
Congress created tax laws for retirement savings plans that both encourage savings and punish early withdrawals. The rules extend to...
Personal Finances 101: Understanding Your Paycheck Withholdings
Personal Finances 101: Understanding Your Paycheck Withholdings If you have ever wondered, “Who is FICA, and why does he get...
Manage Your Personal Finances, Master Your Life: Will Lowering Tax Withholdings Increase Savings?
Manage Your Personal Finances, Master Your Life: Will Lowering Tax Withholdings Increase Savings? Federal income tax returns are typically due...
Hybrid Cars: Do the Finances Make Sense?
Hybrid Cars: Do the Finances Make Sense? According to a J.D. Power and Associates survey, more than one-fourth of all...
3 Steps to Financial Planning for Long-Term Goals
3 Steps to Financial Planning for Long-Term Goals Planning for the long term allows you to hit big financial goals...
3 Personal Finance Tips for Choosing a Credit Card
3 Personal Finance Tips for Choosing a Credit Card With all the credit card offers you receive in the mail,...
Top 7 Myths About Personal Finance Management
Top 7 Myths About Personal Finance Management Whether the market is humming along or dropping like a rock, you still...
College Savings Plans and Funds: Know Your Options
Personal Finance Tips for Starting a College Fund Saving for college can be daunting, with just one year of tuition...
Financing Your Wheels: How Much Should I Budget for a Down Payment on a Car?
Financing Your Wheels: How Much Should I Budget for a Down Payment on a Car? A new car will lose...
Personal Finance Planning: Creating and Protecting an Emergency Fund
Personal Finance Planning: Creating and Protecting an Emergency Fund Life is full of surprises, many of which come with adverse...
Financial Overhaul: How Do I Get Mortgage Modifications After Losing a Job?
Financial Overhaul: How Do I Get Mortgage Modifications After Losing a Job? The economic misery that began with the 2007-2008...
Car Shopping? Budget Tips for Buying or Leasing a Car
Before you start shopping around for a car, either to lease or buy, you need to know your budget. And...
Plastic, Not Always So Fantastic: How Closed Accounts Affect Your Credit
Plastic, Not Always So Fantastic: How Closed Accounts Affect Your Credit Your negative credit card history won’t disappear any faster...
Finances 101: 5 Ways to Avoid Credit Card Debt
Create a Workable Budget The first step in managing your finances is knowing how much money you have coming in...
Personal Finances 101: Tips for Establishing Good Credit
Paying off your credit card each month goes a long way toward building good credit. If you want to take...