Bankruptcy, the Last Resort
When you can’t possibly pay what you owe and informal arrangements with creditors have failed, it might be time to...
Money Management: Why You Need an Emergency Fund
Kiplinger contributing editor Cameron Huddleston learned this lesson the hard way: Everybody needs an . She shares her experience here...
Personal Finance: What to Ask a Financial Adviser
Financial advisers and planners attend seminars and classes and read books so they can learn how to win your business...
Put Your Finances on Autopilot
When you lived at home, your biggest financial concern was probably how to spend your weekly allowance. Now that you're...
Need Help Meeting Financial Goals? Get a Money Buddy
In late 2006, a man we’ll call Patrick faced more than $66,000 of debt in credit cards, student loans and...
How to Pick a Financial Planner
It’s not always easy to take a dispassionate view of your own financial situation and decide on the proper mix...
Budget Planner: Nine Financial Moves for New Moms and Dads
If you’re thinking about starting a family, or a baby is already on the way, you’re probably bracing yourself for...
Save Money on Investing
Looking for a partner in wealth? Your company 401(k) is a smart choice because you defer paying taxes on your...
Personal Finances: When's It Worth Going Into Debt?
To charge or not to charge? That’s a question the editors at Kiplinger hear a lot. Is it okay to...
Warning Signs of Too Much Debt
A longstanding rule of thumb holds that monthly payments on debts (not including a home mortgage, which is really more...