Personal Finance Strategies: Buying Your First Home

Preparing to buy your first home is exciting, and while you’ll need to give some serious thought to making the leap from renter to owner, that initial planning pays off big time when it comes to your financial health. When you’re planning to buy your first home, use these tips to maintain your finances after closing the deal.

Best Online Budget Planners for Your Household

A solid budget is integral to so much that’s important in life: your credit score, retirement security and settling down in a home of your own. Luckily, creating a budget is simple and easy if you have the right tools. Grab your tablet, laptop or smartphone and let an online budget planner help you. Here’s what to look for in the best budgeting software.

Best Online Budget Planners For Your Small Business

Whether you’re an entrepreneur or managing a business with a small staff, online budgeting software isn’t a nicety, it’s an essential. “Using budgeting software minimizes mistakes when you’re collaborating with multiple people,” says Amber Berry, owner of Feel Good Finances and Certified Financial Education Instructor based in Sacramento, California. According to Berry, “If you’re using pen and paper, it’s just way too messy.” Choosing the right online budget planner can seem pretty intimidating, especially if you’re just launching a business or budgeting your finances for the first time. Here are just some of the benefits of choosing .

Best Apps to Help You Keep Track of Your Money

When managing money went from using pen and paper to digital, keeping track of your finances became almost as simple as booting up your computer. Now, with the move to mobile, it’s even easier to manage your financial life. No matter what you’re focused on financially — from saving for college to saving for retirement — mobile apps make it more convenient to manage, send and receive money. Try one of these apps to help keep your dollars in line.   

5 Ways to Better Keep Track of Your Money

Forbes magazine made a splash in 2016 when it reported that 63 percent of Americans have less than $500 in savings. If you find you’re living paycheck-to-paycheck, you’re clearly not the only one. These statistics might reflect a shortage of earnings to some extent, but they also may indicate that we’re just not tracking where our money goes. Good news is, finding out doesn’t have to be difficult. A few tips and simple practices can help you keep track of your money and tidy up your finances.

What's in a Typical Household Budget?

Between income and expenses, there’s constantly money moving in and out of your accounts — but if you’re not following a budget, you might be surprised to learn where that money actually goes. “Budgeting is important for making sure your spending aligns with your values,” says Amber Berry, a Sacramento-based Certified Financial Education Instructor. But what are the components that make up the average budget?

Personal Finance Strategies: Applying for an Auto Loan

When it comes to buying a new or used vehicle, there are more financing options available today than ever before, due mainly to the power of the Internet. Not only can you compare the prices of vehicles online, you can also use the Internet to research financing. Invest a bit of time to ensure you get the best value for your hard-earned dollars without rushing into a decision.