How to Split Finances as a Couple
Spenders vs savers. Conservatives vs. risk-takers. When it comes to money, few couples are soulmates. Create a financial plan that will satisfy you both.
10 Questions to Ask Before Writing Your Will
Only a properly written will can ensure that the assets in your estate go where you want them to, from cash gifts to complex trusts.
How to Increase Your Credit Score in 6 Months
Credit scoring is a complex science that is something of a secret to the general public. While there are variations in the scores used by different creditors, the industry-standard score is issued by FICO. Although FICO won’t divulge the exact method behind its calculations, it does publish the broad categories used for scoring, along with the percentage weight assigned to each component. You won’t be able to predict on your own the exact number of points you can increase your score over a six-month period. However, you can move your score in the right direction by improving your credit behavior across the FICO scoring categories.
Creating a 5-Year Plan For Your Finances
The Cheshire Cat famously told Alice that if she didn’t care where she ended up, it didn’t matter which way she headed. Think about this when you contemplate making a five-year financial plan. It’s not at the top of on anyone’s fun list, but the chances of achieving your goals increase when you figure out where you want to go and lay out a road map to get there. Here are some tips to get you started.
Rules for Withdrawing from Education Savings Accounts
If your child does it right, she won’t have to pay any tax at all on money she withdraws from the Coverdell Education Savings Account (ESA) you set up for her – but she’ll be hit with regular income tax and hefty penalties if she doesn’t follow the guidelines. Here’s what you need to know.
Decoding 401K Fees
Seventy-one percent of 401(k) plan participants don’t know that they are paying fees, according to an AARP survey. Administrative fees, investment expenses, transaction fees – isn’t it time you read the fine print? Here are some tips about how to decode the fees your 401(k) plan is charging you.
How to Leave a Job on Great Terms
Date: November 2, 2016
Tactics to Curb Impulse Spending
Date: October, 27 2016
Outdated Financial Advice That's Still Being Taught
Date: October, 25 2016
How to Thrive After Being Laid Off
It doesn’t matter if they call it being laid off or downsized— losing your job isn’t a fun experience. But some of the best and the brightest experience job loss — including Walt Disney, who was fired for not being creative enough — so take heart. The key to surviving and even thriving after a lay off is to deal with the emotions you’re feeling, make a plan and take action.