How Much Can You Spend on an Engagement Ring?
It’s the pinnacle of romantic moments: the proposal, the sparkly ring, the kiss. But that dazzling piece of jewelry can cost a pretty penny and might involve a debt that will be carried into the marriage. Picking out a ring and determining a price range requires consultation and financial planning for many modern couples.
Understanding Apple Pay, Google Wallet and Similar Apps
A growing number of businesses now let you make purchases just by tapping or waving your smartphone near the credit card reader. It’s a new way to make payments from your credit card or debit card without having to sign your name or even having to take out your wallet. If you haven’t used this technology yet, this is how the two most common ways of paying with Apple and Android devices works.
Understanding the Investment Risk Pyramid
Draw a pyramid on a scrap of paper, then look at the image. You’ll see that your pyramid is large at its base, smaller in the middle and very small at the summit. This model, which has been around for thousands of years, can also be used when it comes to assessing your investments.
Tips To Be Your Own Accountant
Most people only think about accountants at tax time, but running the numbers is a year-long duty. A good accountant can take some of the tedium out of doing your paperwork, but the reality is that many people can handle being their own accountant just fine. An eye for detail and a knack with numbers can save you hundreds or even thousands of dollars on a professional accountant. Some simple tips can help you get the job done yourself.
How to Make Money as a Stay-At-Home Parent
More and more parents are turning their backs on the traditional nine-to-five work routine in the digital age. Parents want to spend less time commuting to a job and more time with their families. But making money is still a necessity, and there are ways to bring in some much needed cash without leaving home.
Ways to Repair Bad Credit
Bad credit doesn’t necessarily come just from shopping too much with credit cards or even excess spending. Medical bills or falling home values can lead to bankruptcies and foreclosures that can also tank your credit scores.
What You Need to Have in Your Will
Don’t put off writing a will – it’s a critical part of every family’s financial planning and it allows you to determine what happens to your estate when you die. You can also specify a trusted person to handle your estate through the court probate process, and even name a preferred guardian for your minor children. Here is a short list of what you should include.
Estate Planning Tips for People Under 40
But I’m too young to worry about a will or life insurance!” Every attorney who works in has heard these words more than once from clients still in the first half of their lives. But the future is unpredictable and younger couples — especially those who are starting families — have the same need to set up a basic estate plan as older people. Here’s what you need to think about to get your personal affairs in order.
5 Things Holding You Back From a Promotion
You thought that this time you’ll surely get tapped to move up the ladder, but once again, the promotion went to somebody else. You want to know who got in your way, but the fact is, your own work behavior is likely the reason you were skipped over. Here are five things you may be doing to trip yourself up.
Ways to Negotiate a Better Credit Card Interest Rate
Instead of cursing your credit card company for its high interest rates, do something about it – call and ask for a lower rate. It’s probable that you’ll successfully negotiate one. Here are a few tips on how to do it.