8 Tips to Stay Productive at Work
Everyone’s more productive some days than others, but if you’re in a slump, devise a strategy for staying effective and efficient. These 8 tips can help.
Money Market Accounts vs. CDs
If you have a few thousand dollars that need a safe home, either a certificate of deposit (CD) or a money market account (MMA) could work well for you. Which one to choose depends on your financial goals and requirements, as well as your investment time frame.
The Top Unexpected Expenses of Blogging
Starting a blog is one of the best ways to draw attention to your business. It’s usually a relatively inexpensive way to get the word out, but the cost depends on the deals you can get with Web hosting sites and design firms. It also may depend on how computer savvy you are and what type of website you want to build.
Tips for Writing a Business Plan
A business plan describes your company’s future. This essential document usually looks ahead for three to five years and sets out the methods the company plans to use to grow and increase revenues. It’s important to use the right data when creating it. Exactly what information you must include depends on who your target audience is. Here are some tips for putting together a business plan to be proud of.
Tips to Avoid Identity Theft
Date: September 20, 2016
Ways to Plan Ahead for Major Medical Expenses
It’s not where you prefer to put your money, but it’s smart to save up for the “just-in-case” major medical expense. Luckily, you can prepare for these unanticipated expenses. By choosing a quality health insurance plan, starting a health savings account, and educating yourself on medical expense deductions on your income tax return, you can help plan for most health situations.
Pricey Bills You Can Lower by Just Calling
When it comes to paying bills, many consumers simply pay the rates required by service providers and other merchants with an “it is what it is” mentality. Less than half of them even bother to attempt a little negotiating, according to Consumer Reports, but those who do are often successful because it costs businesses much more to get a new customer than to keep an existing one.
What's the Difference Between HSA and FSA?
The financial challenges that go hand in hand with paying for health care are among some of the most significant many families face. Numerous health care options exist, including two consumer-directed plans — health savings accounts and flexible savings accounts. Understanding the difference between the two will help you decide if they’re viable options for you.
Reasons to Apply for FAFSA Early
Completing financial forms can be a hassle, so some people put off filling them out for as long as possible, but that’s a bad idea in some cases. When it comes to finishing the Free Application for Federal Student Aid (FAFSA) document for yourself or your student, there are many persuasive reasons to get it done sooner rather than later.
Loan Modifications 101
According to the U.S. Department of Housing and Urban Development, a loan modification is a permanent change in one or more of the terms of a loan that allows the loan to be reinstated at a lower payment that the borrower can afford. Obtaining a loan modification isn’t easy; many people lost houses due to foreclosures in recent history, and only some were able to get assistance through a loan modification.