Investment Property Loans: Know Before You Owe

All loans are not created equal. Expect to pay more for investment loans for rental property than you would for a home. Qualifying for a loan to buy rental property is generally a more difficult proposition. Adapt the investor’s hang-onto-your-hat-and-enjoy-the-ride philosophy that helps make your first investment in commercial real estate fun. But you can also profit from these solid tips on how to get financing.

Benefits to Negotiate For After a Job Offer

You’ve made it through the interview, impressed the boss and have a job offer on the table, now it’s time to discuss your job benefits. Hopefully you’ve done a little background research on the company so you can avoid negotiating yourself out of that job. Be wise, calm and professional, and get everything in writing to avoid misunderstandings on either side.

Investment Ideas for Busy People

One of the most convenient byproducts of the growth of the Internet is easy access to financial information. Data that used to be only in the hands of stockbrokers can now be downloaded from the comfort of your own home with just a click of the mouse. But when it comes to investments, facts and figures are only part of the story. Successfully mastering a portfolio of investments can take an enormous amount of time — time that many of today’s busy professionals can’t spare. Fortunately, a lack of time shouldn’t prevent you from tapping into the profit potential of today’s financial marketplace.

How to Keep a Spending Journal

Do you ever look at your bank account balance and wonder where your money went? Or, perhaps you’re getting serious about setting up a budget to get yourself financially on track. The best way to — the first viable step to creating a realistic budget — is to keep a spending journal.