Top College Savings Plans
Date: August 23, 2016
Must-Have Tech Skills to Master This Year
Companies are looking for candidates with soft-skill basics like the ability to work well with others, to communicate effectively and to make decisions from all the information at-hand. But technical know-how will give you a competitive edge in the job market and at the workplace. Here are five skills to hone.
What Makes a 'Good' Entrepreneur?
An entrepreneur is a businessperson; someone who starts up and operates a business and assumes financial risks in order to do so. You may think of entrepreneurs as innovators in the tech sector, but the woman who opens a lumberyard and the man who starts up a neighborhood Cuban restaurant fit the profile just as well as Steve Jobs. So what does it take to be a good entrepreneur? Here are a few key qualities common to many of the best innovators.
When Balance Transfers Are a Good Option
To transfer or not to transfer: that is the question. It can be expensive to carry credit card debt, so when you’re offered a new card with zero percent interest on transferred balances, it can look like the perfect solution to your short-term goals. The wisdom of the transfer depends on other terms of the credit card agreement and these are often found in the fine print.
Pros and Cons of Traditional Savings Accounts
In their heyday, traditional savings accounts were as American as apple pie. Typically, savers would wait until they had enough in their accounts to make major purchases. This type of savings account remains among the safest out there, and it still has a place — albeit a less central one — in a modern financial plan.
Ways to Spot an Investment Scam
Everybody hopes to find a great investment, but nobody wants to be the victim of a scam. Unfortunately, the more glittery the investment offer and the greater the returns that are promised or even guaranteed, the more likely it is that the “great offer” is really a fraudulent scam. Here are a few tips for figuring out when to walk away.
What You Need to Know When Your Parents Have Medicare
As people get older, health insurance becomes increasingly important, and sometimes, more complicated to understand. If your parents are getting close to the age of 65, they will soon be eligible for the government health program for seniors, called Medicare. The more you learn about Medicare, the more helpful you can be to them as they try to make the best decisions about their healthcare.
Things to Know Before Co-Signing A Loan
If you are working and have good credit, you may get a request to co-sign a loan. Your kids need cars. Your parents want to fix up the fixer-upper they bought. Your brother wants to go back to college and get his life together. You aren’t obligated to say yes, but of course you’d like to help out. But before you sign on the dotted line, understand the risks.
Ways Marriage Affects Your Taxes
Tax planning is probably the last thing you’re thinking about on the happiest day of your life, but after the excitement of your wedding has settled, it’s wise to start financial planning. Once you get married, your tax situation will likely never be the same. Everything from your filing status to your tax bracket can change. You may end up paying more in taxes if you don’t plan ahead.
Why Credit Card Debt Isn't Necessarily Bad Debt
September 29, 2016