Life After College Roadmap

College can be the best years of your life. But what happens after graduation? With the tough economy, increased costs of living, and outsourcing of jobs, what’s a recent graduate to do? We partnered with prominent blogger and author of Life After College, Jenny Blake,…

How To Save Smarter Without Working Harder

While it would be nice, we don’t all have trust funds, a professional golf swing or the stage presence of Bruce Springsteen to bank our retirements on. It’s not that the rich, talented and famous don’t work, it’s just that they don’t have to work to retire. Most people must work to save, whether for retirement or another goal. Even if you don’t want to work harder at your current job or take on another one, you can become a better saver without breaking a sweat. You will, however, need to learn wisely and make some sacrifices.

Grow Savings With CD Laddering

CD ladder is a certificate of deposit ladder. A certificate of deposit is a type of account you have at the bank where the bank will agree to pay you a certain interest rate for an agreed period of time. Let’s say you saw a 2.50% APY 12-month CD, that means the bank will pay you 2.50% APY for twelve months. It also means you don’t have access to the money for twelve months

Good Ways To Teach Your Kids About Money

Warren Buffett is the third richest man in the world and one of the most financially savvy individuals that has ever lived. Buffett’s prowess for investing probably wasn’t engrained at birth; he learned it. If you want to help your child become a financially responsible adult, you have to start teaching children about money early and use every available resource such as software like  for teaching kids money skills. It is important that they develop a strong command of the basic principles of money management.

Get A Job Faster

The defining characteristic of the Great Recession, and the Great Depression before it, is joblessness. U.S. unemployment stood at 9.8% in September, the highest in 26 years, as the economic downturn has eliminated an estimated 7.2 million jobs, The Associated Press reports.

Frugality is a Career Tool

I have earned a lot of money in my life. But I have never had an extravagant life. I don’t own a house. I’ve never bought a new car. I didn’t buy a new piece of living room furniture until I was 40, and I do not own a single piece of real jewelry. What I have spent money on was always intended to help me with my career. That was so I know that I can always earn money doing something I love. I leased a BMW when it was clear that that mattered when it came to making deals in LA. I hired a stylist when I realized my clothes were holding me back in NYC.