How Do I Raise Finances for a Business?
With jobs hard to come by, many people are finding the inspiration to start their own business.
Grow Savings With CD Laddering
CD ladder is a certificate of deposit ladder. A certificate of deposit is a type of account you have at the bank where the bank will agree to pay you a certain interest rate for an agreed period of time. Let’s say you saw a 2.50% APY 12-month CD, that means the bank will pay you 2.50% APY for twelve months. It also means you don’t have access to the money for twelve months
Good Ways To Teach Your Kids About Money
Warren Buffett is the third richest man in the world and one of the most financially savvy individuals that has ever lived. Buffett’s prowess for investing probably wasn’t engrained at birth; he learned it. If you want to help your child become a financially responsible adult, you have to start teaching children about money early and use every available resource such as software like for teaching kids money skills. It is important that they develop a strong command of the basic principles of money management.
Get A Job Faster
The defining characteristic of the Great Recession, and the Great Depression before it, is joblessness. U.S. unemployment stood at 9.8% in September, the highest in 26 years, as the economic downturn has eliminated an estimated 7.2 million jobs, The Associated Press reports.
Frugality is a Career Tool
I have earned a lot of money in my life. But I have never had an extravagant life. I don’t own a house. I’ve never bought a new car. I didn’t buy a new piece of living room furniture until I was 40, and I do not own a single piece of real jewelry. What I have spent money on was always intended to help me with my career. That was so I know that I can always earn money doing something I love. I leased a BMW when it was clear that that mattered when it came to making deals in LA. I hired a stylist when I realized my clothes were holding me back in NYC.
Five Tips To Improve Your Resume
With the national unemployment rate clocking in at 8.8 percent this past March, competition for work remains stiff, especially if you’re trying to climb the ladder. So how do you stand out from all the rest? The first thing potential employers will see is your resume, so make it look professional. It’s essential to snagging an interview. Tailoring your resume to each job you apply for may seem tedious, but it’s a worthy time investment. Advice for how to make adjustments abounds, but there are some fundamentals that permeate any well-constructed resume.
Five Celebrity Money Fails
Celebrities may dictate fashion and style, but they’re no arbiters of personal finance, at least not in my book. If there’s one thing about money that celebrities have taught us, it’s that you can just as easily burn through 10 bucks as you can several million when you don’t stop to embrace the basic rules of money. You know the plain vanilla stuff like: saving, budgeting, planning and protecting your assets. Oh, and it also helps to file and pay your taxes.
Find a Penny, Save a Million
This following is a guest post by Bob Bobala, personal finance guru and former Motley Fool editor-in-chief. In a sign of the times, educators in Florida are trying to collect 2.6 million pennies – one for each student in the state – to make a…
Digital Extroverts Vulnerable To Identity Theft
Today’s twenty-somethings may be the most extroverted generation in history. They chronicle their trips around the world. They fess up to personal bankruptcy. They Facebook, they tweet, they text, they talk–and talk, and talk, and talk. Unfortunately, this conversational navel-gazing could increase the risk of…
Credit vs Debit: Which Should You Use, and When?
Will that be credit or debit? Those little plastic cards may look the same, but they are oh so different. Let’s clear up credit vs debit. What’s the difference between credit and debit? When you make a purchase with a debit card (even if you…