9 Great Gifts to Give Without Blowing Up Your Budget
Times are tough, money is tight, and the holidays are fast approaching. Many shoppers need to keep a tight rein on their spending, but don’t want to feel like the Grinch when it comes to giving budget gifts to friends and family. How can you save money while giving thoughtful gifts on a budget? Believe it or not, it can be done with ! Here are 9 affordable – and in most cases, free -gift ideas to make holiday gift-giving easier, more fun and a lot cheaper.
6 Tax Moves To Make Before December 31st
New Year’s Eve is almost here, but don’t let that stop you from making some important money moves now, before Dec. 31, so you can reap the benefits to your personal finance in 2011 Check your paycheck Did you get a raise, a promotion, or…
6 Green (and Easy) Ways to Heat Your Home
Heating your home this winter doesn’t have to cost a bundle or make you break your . The six easy tips below can not only help you keep warm for less, but they can also make your home a little greener, too.
4 Ways to Get the Most Out of Your Doctors Visits
Health care is an unavoidable aspect of being human, and even with stellar medical coverage, it deserves a line item in your budget. According to the latest report from the Agency for Healthcare Research and Quality, the average visit to a doctor’s office costs $199–but you’ll shell out $1,275, on average, for an outpatient hospital visit.
13 Simple Budgeting Tips For Summer Savings
13 Simple Budgeting Tips For Summer Savings Summer’s halfway over, and with the kids out of school and family vacations still waiting on the docket, it’s easy to let your spending spiral out of control if you don’t know how to budget and save money….
What Is the Relationship Between Personal Financial Planning & Career Success?
Success in any activity might involve a little luck, but it often requires a good deal of planning. Career success depends on many factors, some of which include establishing a plan, realistic self-assessment, handling information and making informed decisions. The same factors help you manage your personal finances. Furthermore, the two activities are closely entwined because changes in one can have profound effects on the other.
Financial Planning 101: How to Remain Realistic
An effective financial plan can help you live within your means, determine your long-term financial objectives and gather the funds you need to achieve those goals. These plans can provide a feeling of financial security and can offer you some control over your financial future. A solid financial plan starts with assessing the reality of your current financial situation to build long-term financial security, while an unrealistic plan often uses guesswork, misinformation and wishful thinking.
How to Analyze Risk Vs. Return With Personal Money Management Software
An investor’s tolerance for risk helps to determine the types and amounts of investments she makes. In general, riskier investments provide a higher return, because investors demand more compensation for taking higher risks. Personal money management software has features to show you the risks as…
What to Know About Investment Management
Successful investment management helps you down the path of achieving your goals such as saving for your children’s education, purchasing a larger home and having the lifestyle you want when you retire. You need a plan to guide you in the right direction with your investments.
Ways Online Budgeting Software Can Save You Money
If you’ve ever forgotten to make a credit card payment on time, you’ve felt the sting of late fees. If it happens several times throughout the year, it can cost you a significant amount in fees plus added interest. Better budgeting software, like , can save you money by sending you email and text alerts for upcoming payments. You’ll be in a position to avoid late charges because the software notifies you far enough in advance to make payments in a timely manner.