Top 10 Personal Finance Tips for the Long-Term
While complete financial independence is a difficult goal to reach, most people want to at least avoid spending their lives struggling to make ends meet. Planning can help you meet your money goals, but only if you put the plan into action.
Tips on Setting Budget Goals for Families
Tips on Setting Budget Goals for Families Creating a budget is no one’s idea of a fun evening — you’d probably rather go to the movies. But a properly planned and executed budget just might increase the number of movies you take in, and do…
What Credit Score Is Needed to Buy a House?
Real Estate & Personal Finance: What Is Considered a Good Credit Score for a Mortgage Loan? It’s true that when you apply for your mortgage loan, having good credit is better than having bad credit. However, it’s also true that while a borrower with 759…
Real Estate & Personal Finance: How to Get a Mortgage on a Low Income
Real Estate & Personal Finance: How to Get a Mortgage on a Low Income A low income doesn’t prevent you from getting a mortgage. Ultimately, your income determines how much you can borrow instead of whether or not you can borrow. While the more you…
Taking Inventory of Your Personal Finances: How Do I Start a Household Budget?
However hard it may be to believe, “budget” is not a dirty word. A budget isn’t supposed to be a set of handcuffs to keep you from enjoying life. A properly designed budget actually helps you get more out of life by allowing you to control your money, rather than letting your money control you. Setting up a household budget isn’t complicated, but it will take some time and attention to detail.
Am I Ready to Retire? Financial Management for Your Future
Am I Ready to Retire? Financial Management for Your Future With savings, this could be you. It’s never too early to get started on financial management for your future. Great retirements require planning and long-term financial management: you need to build up money and pay…
Saving Secrets: How to Save at Least $50 a Week
While $50 might seem like a lot of money, making a few small changes can leave you with that much, or more, at the end of every week. “When you really think about it, saving $50 a week isn’t that much money,” points out Brandon Small, a Minneapolis-based Charted Financial Analyst and Certified Public Accountant. “If you do four cash transactions a day, you probably get a good chunk of that back in coins every week.”
How to Develop a Personal Budget to Buy a Car
How to Develop a Personal Budget to Buy a Car Before you head down to the dealership to check out the latest models, it’s important to set a personal budget so you know how much you can afford. “When planning to buy a car (or…
Finances 101: How to Buy Car Insurance for the First Time
You’ll save money if you can get on your parents’ insurance policy. Delving into the unknown is always a little scary, and when money is involved the stakes get even higher. But there’s no reason to get sweaty palms and heart palpitations just because you’re…
Finances 101: Opening Your First Checking Account
Finances 101: Opening Your First Checking Account Opening your first checking account, no matter how old you are, is a sign of financial independence. In fact, it’s almost a necessity to function financially. Before you open your first account, make sure you shop around to…