RCHTX:NASDAQ
American Funds 2045 Target Date Retirement Fund® Class R-3 – RCHTX Fund Overview
| Last Price | Today's Change | 52-Week Range | Trading Volume |
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| 20.65 | 0.10 (+0.49%) | 19.07 - 22.11 | -- |
Market data as of 12:00AM 04/02/25. Quotes are delayed by at least 15 min.
Overview - RCHTX
The investment seeks growth, income and conservation of capital.
The fund normally invests a greater portion of its assets in fixed income, equity-income and balanced funds as it approaches and passes its target date. The advisor attempts to achieve its investment objectives by investing in a mix of American Funds in different combinations and weightings. The underlying American Funds represent a variety of fund categories, including growth funds, growth-and-income funds, equity-income funds, balanced funds and fixed income funds. The fund categories represent differing investment objectives and strategies.
Growth of $10,000 (10 Years)
| Total Return | 7.50% |
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| Yield (Trailing 12 Mo.) | 0.85% |
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| Expense Ratio | 1.01% |
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| Front Load | None |
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| Deferred Load | None |
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| Minimum Investment | $250.00 |
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| Management Tenure | 13 Years |
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| Fund Inception | 02/01/2007 |
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Trailing Total Returns - RCHTX
as of 02/28/2025
| Timeframe | RCHTX | S&P 500 | Target-Date 2045 |
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| 1 Month | -0.98% | -1.30% | -0.28% |
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| 3 Month | 0.28% | -0.97% | -0.49% |
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| Year-to-Date | 2.65% | 1.44% | 2.78% |
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| 1 Year | 12.59% | 18.41% | 12.48% |
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| 3 Year | 7.57% | 12.55% | 7.21% |
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| 5 Year | 10.99% | 16.85% | 10.82% |
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| 10 Year | 8.74% | 12.98% | 8.10% |
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| Since Inception | 7.50% | 11.12% | -- |
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Sector Allocation - RCHTX
as of 02/28/2025
| Basic Materials | | 3.55% |
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| Consumer Cyclical | | 10.42% |
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| Financial Services | | 12.78% |
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| Real Estate | | 1.63% |
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| Consumer Defensive | | 6.13% |
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| Healthcare | | 14.06% |
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| Utilities | | 2.67% |
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| Communication Services | | 8.10% |
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| Energy | | 3.40% |
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| Industrials | | 13.81% |
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| Technology | | 23.45% |
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Asset Allocation - RCHTX
as of 02/28/2025
| By Percent | Short | 0% | Long | Net |
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| Stock | 0.00 | | | 59.24 | 59.24 |
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| Bond | 0.00 | | | 8.22 | 8.22 |
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| Other | 0.00 | | | 0.40 | 0.40 |
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| Foreign Stock | 0.00 | | | 25.84 | 25.84 |
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| Foreign Bond | 0.00 | | | 1.83 | 1.83 |
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| Total | 0.00 | | | 95.53 | 95.53 |
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| Cash | 0.95 | | | 5.29 | 4.34 |
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| Total Net Assets | $39.34B |
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| Total Stock Holdings | 0 |
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| Total Bond Holdings | 0 |
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Bond Credit Quality - RCHTX
as of 02/28/2025
| AAA | | 76.74% |
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| AA | | 2.04% |
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| A | | 6.52% |
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| BBB | | 7.61% |
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| BB | | 4.68% |
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| B | | 1.44% |
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| Below B | | 0.46% |
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| Not Rated | | 0.51% |
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Top Ten Holdings - RCHTX
as of 02/28/2025
Valuation & Growth - RCHTX
as of 02/28/2025
| Valuation | RCHTX | Category Range |
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| Price/Earnings | 24.04 | |
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| Price/Book | 3.79 | |
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| Price/Sales | 2.54 | |
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| Price/Cash Flow | 13.74 | |
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| Dividend Yield | 1.85 | |
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| LT Earnings | 11.18 | |
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| Historical Earnings | 17.16 | |
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| Sales Growth | 6.66 | |
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| Cash-Flow Growth | 7.79 | |
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| Book-Value Growth | 3.23 | |
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